Essential Insurance Coverage and Protection Checklist

The "Essential Insurance Coverage and Protection Checklist" is a comprehensive tool designed to help your business identify and secure the essential insurance coverage options necessary to protect your organization from potential risks and liabilities. This checklist provides a systematic approach to assess your business needs, identify potential risks, and implement strategies that ensure you have adequate insurance coverage to safeguard your assets, operations, and employees.

• (1) Workers' Compensation Insurance

  This insurance protects your business from liability for injuries to employees while on the job.

• (2) Cyber Liability Insurance

  This insurance protects your business from liability for data breaches and other cyber-related crimes.

• (3) Commercial General Liability Insurance

  This insurance protects your business from third-party claims of bodily injury, property damage, and personal injury, as well as advertising injury.

• (4) Business Property Insurance

  This insurance protects your business property from damage or destruction by covered perils, such as fire, wind, and theft.